Legal

Terms of Use

These Terms of Use govern your access to and use of the LupaPay website and related services. By accessing this website, you agree to be bound by these Terms. Please read them carefully.

Last updated: 1 August 2026

1. About LupaPay

LupaPay is a technology company that develops and provides payment infrastructure software, integration tools, workflow automation, data processing technology, reporting systems, and related technology services for businesses ("Services").

LupaPay does not provide regulated banking, payment processing, money transmission, custody, investment, foreign exchange, or virtual asset services, unless expressly stated and duly authorised under applicable laws.

2. Acceptance of Terms

By accessing or using this website, you confirm that:

• You are at least 18 years of age or the age of majority in your jurisdiction;
• You have the authority to accept these Terms on behalf of yourself or your organisation;
• Your use of this website will comply with all applicable laws and regulations.

If you do not agree to these Terms, please do not use this website.

3. Permitted Use

You may use this website for lawful business purposes only. You agree not to:

• Violate any applicable law, regulation, or third-party rights;
• Attempt to gain unauthorised access to any part of the website or its underlying systems;
• Interfere with or disrupt the integrity, availability, or performance of the website;
• Transmit any harmful, defamatory, abusive, or unlawful content;
• Use automated tools, bots, scrapers, or crawlers without our prior written consent;
• Copy, reproduce, distribute, modify, or create derivative works of any content without authorisation.

4. Intellectual Property

All content on this website — including but not limited to software, technology, trademarks, service marks, logos, text, graphics, designs, data, and materials — is owned by or licensed to LupaPay and is protected under applicable intellectual property laws.

Nothing on this website grants any licence or right to use LupaPay's intellectual property except as expressly stated in these Terms or in a separate written agreement.

5. Technology Services

LupaPay provides technology solutions that enable businesses to connect with payment providers, automate workflows, and manage payment operations. Our software facilitates routing, reconciliation, reporting, and operational efficiency.

Any use of our technology services is subject to separate service agreements, which will govern the specific rights, obligations, and fees applicable to your engagement with LupaPay.

6. Third-Party Links and Services

This website may contain links to third-party websites or reference third-party services and providers. LupaPay does not control and is not responsible for the content, privacy practices, security, or availability of any third-party website or service. Links do not imply endorsement.

7. No Professional or Regulated Advice

Information provided on this website is for general informational purposes only. It does not constitute legal, financial, tax, investment, regulatory, banking, payment, or compliance advice. You should seek independent professional guidance before making any business, financial, or legal decisions.

8. Disclaimer of Warranties

This website and all content are provided on an "as is" and "as available" basis, without warranties of any kind — express, implied, or statutory — including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or completeness.

LupaPay does not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, LupaPay and its directors, officers, employees, agents, and partners shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from:

• Your access to or use of (or inability to access or use) the website;
• Any reliance on content or information provided on the website;
• Any unauthorised access to or alteration of your data or transmissions;
• Any other matter relating to the website.

10. Indemnification

You agree to indemnify and hold harmless LupaPay and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the website or violation of these Terms.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

12. Modifications to the Website and Terms

LupaPay reserves the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We may also update these Terms at any time. The updated Terms will be effective when posted. Your continued use of the website following any changes constitutes acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which LupaPay is incorporated and operates. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction, unless otherwise agreed in a separate written agreement.

14. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be deemed severed, and the remaining provisions shall continue in full force and effect.

15. Contact

For any questions regarding these Terms of Use, please contact:

LupaPay — Legal Team
Email: legal@lupapay.com